Employee Benefits An Employee Benefit Plan should be designed to solve both general and specific objectives for employers and employees. Before implementing a particular benefit arrangement, a client`s objectives and needs must first be identified. Then a suitable benefit arrangement will be chosen to can help meet those objectives in the most effective and efficient manner possible.Carroll, Frank & Plotkin, LLC provides a full service approach for the sale and service of: Group Benefits Life Insurance Disability Income (Long & Short Term) Health, Dental & Vision Insurance Voluntary Insurance Options Retirement Plans Pension / Profit Sharing 401(K) / 403(B) SIMPLE Plans SEP Plans Simple Plans CF&P provides a comprehensive analysis for the placement and maintenance of Employee Benefit Plans. In designing a particular benefit package, individual clients` needs and objectives are evaluated and properly matched with current and appropriate programs. Every year, prior to renewal, CF&P will offer competitive bids from available companies, and will make suggestions accordingly through annual reviews. CF&P will set up and conduct individual or group meetings to explain benefit packages to employees. They also provide information and updates on regulatory requirements and cobra administration. CF&P surveys the following insurance carriers for competitive rates and fit for each group. Carefirst Blue Cross Blue Shield Fidelity Coventry United Concordia Kaiser Permanente Aetna /US Health Care Denta Quest The Dental Network Visit the website of the carriers for the most current up to date directories. PLEASE NOTE: The information being provided is strictly as a courtesy. When you link to any of these web-sites provided here, you are leaving this site. Carroll, Frank & Plotkin, LLC and Royal Alliance Associates, Inc., make no representation as to the completeness or accuracy of information provided at these sites. Nor are the companies liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information and programs made available through this site. When you access one of these sites, you are leaving Carroll, Frank & Plotkin LLC`s web-site and assume total responsibility and risk for your use of the sites you are linking to.